As the owner of an ATM, you may have heard about the upcoming “liability shift” set to take place in October 2016. Starting fall of 2016, credit card companies will no longer be held liable for fraudulent ATM transactions, such as card-skimming. As a result, if your ATM isn’t capable of reading the new credit cards with the small chips embedded in them (EMV cards or ‘smart cards’), you as the ATM operator will be held liable for this fraudulent activity instead. If you own and operate an ATM that is not equipped with an EMV-capable card reader you should be concerned, if anything fraudulent happens at your ATM, you or your company will be personally held responsible.
Not sure if your ATM is EMV capable? Fill out the contact us form below to find out!
[/vc_column_text][vc_custom_heading text=”WHAT IS EMV?” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal”][vc_row_inner css=”.vc_custom_1494140437091{margin-top: 20px !important;}”][vc_column_inner width=”1/2″][vc_single_image image=”16523″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”1/2″][vc_single_image image=”16524″ img_size=”full” alignment=”center”][/vc_column_inner][/vc_row_inner][vc_custom_heading text=”THREE EASY STEPS TO GET STARTED:” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal”][vc_row_inner css=”.vc_custom_1494140743893{margin-top: 20px !important;}”][vc_column_inner width=”1/3″][vc_single_image image=”16525″ img_size=”full” alignment=”center” css_animation=”left-to-right”][vc_column_text]Step One.
Understand your ATM machine’s EMV card reader requirements. If you’re not sure whether or not your ATM is equipped with an EMV card reader there are a few different ways to find out. Contact the manufacturer of the ATM or the company who sold you the ATM. If neither of these are an option you might need to have an ATM technician come take a look at your machine.
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_single_image image=”16526″ img_size=”full” alignment=”center” css_animation=”left-to-right”][vc_column_text]Step Two:
Understand your ATM machine’s EMV software requirements. This new ATM software interfaces with the EMV card reader and performs tasks such as authorizing users, communicating their transaction requests to issuers, and completing transactions. It is imperative you discuss the proper setup and installation with a technician to ensure successful integration and avoid fraud liability.
[/vc_column_text][/vc_column_inner][vc_column_inner width=”1/3″][vc_single_image image=”16527″ img_size=”full” alignment=”center” css_animation=”left-to-right”][vc_column_text]Step Three:
Once the card reader and software have been updated successfully to the approved EMV requirements, your ATM network must undergo an end-to-end EMV hardware and software testing. This testing ensures that you as the ATM merchant receive certification from the card networks whose cards you want to accept.
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row”][vc_column][vc_tta_accordion style=”modern” color=”turquoise” c_icon=”triangle” active_section=”1″][vc_tta_section title=”EMV Card Reader Requirements” tab_id=”1494126307995-08784cf0-d3ee”][vc_row_inner][vc_column_inner width=”1/4″][vc_single_image image=”16528″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]Starting Fall 2016, ATMs must contain EMV Co-approved card readers as well as PCI-compliant encrypting PIN pads. U.S. ATM merchants have the choice of installing motorized EMV card readers or EMV dip card readers. If you have an ATM that isn’t EMV compliant you’ll need to upgrade your machine’s card reader. Most ATMs out there have EMV card reader upgrade kits available online.
[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner][vc_column_inner width=”1/4″][vc_single_image image=”16529″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]The kit includes the EMV card reader, a mounting bracket, a card reader bezel, some cables and reset board. Although the kits come with instructions, installing them can sometimes be tricky. You might want to hire a professional ATM technician to do the job.
Schedule your installation below!
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”EMV Software Requirements” tab_id=”1494126308053-912daa2b-280b”][vc_row_inner][vc_column_inner width=”1/4″][vc_single_image image=”16530″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]New EMV approved ATM software interfaces with the EMV card reader and performs tasks such as authorizing users, communicating their transaction requests to issuers, and completing transactions.
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][vc_tta_section title=”EMV Network Requirements” tab_id=”1494126724917-db1e27d6-efc4″][vc_row_inner][vc_column_inner width=”1/4″][vc_single_image image=”16531″ img_size=”full” alignment=”center”][/vc_column_inner][vc_column_inner width=”3/4″][vc_column_text]The ATM network must undergo end-to-end EMV hardware and software testing, in order to receive certification from the card networks whose cards the acquirer wants to accept.
[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_tta_section][/vc_tta_accordion][vc_custom_heading text=”READY TO GET STARTED OR TO LEARN MORE?” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1494141221050{margin-top: 30px !important;}”][vc_column_text]Contact Carolina ATM’s EMV Specialist
[/vc_column_text][vc_custom_heading text=”1-800-590-5044 X 212 (EMV SUPPORT)” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal” css=”.vc_custom_1494141260906{margin-top: 30px !important;}”][vc_row_inner][vc_column_inner][vc_column_text][gravityform id=2 title=false description=false ajax=true ][/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row full_width=”stretch_row” bg_type=”bg_color” bg_color_value=”#20b8c9″ el_class=”callclass”][vc_column width=”1/2″][ultimate_heading main_heading=”We’ve got you covered.” main_heading_color=”#ffffff” heading_tag=”h1″ sub_heading_color=”#ffffff” alignment=”left”][/ultimate_heading][/vc_column][vc_column width=”1/2″ el_class=”callbtn”][vc_btn title=”Request a quote.” color=”violet” align=”right” link=”url:http%3A%2F%2Fcarolinaatms.com%2Fcontact%2F|||”][/vc_column][/vc_row]